How Can I Afford To Retire?

The Clock is Ticking!

A Clock with stacks of coins - but not nearly enough to retire.Wow, time sure blew by fast.  If you are approaching one of those “magic” retirement ages (62, 65, 70) and wondering how can I afford to retire,  you can take a little comfort in the fact that you aren’t alone.  For example, ten thousand “baby boomers” reach retirement age every day.  (I think that means 65, even though it is closer to 66 now.)  And statistics say most don’t have nearly enough saved to provide what they need to live comfortably.  There could be many reasons – kids, grandkids, health issues, maybe some period of unemployment, divorce, or college education costs.  Or the day could have simply arrived long before you were ready.

But take heart!  There are solutions.  You don’t have to give up on your dreams, and you don’t have to keep working indefinitely.  You have many choices, and you aren’t stuck where you are.  Some of the decisions may be tough, especially if you need your spouse to agree.  But we did it, and you can too.  Retirement will absolutely change your life.  I am so glad we didn’t wait.  The last 3 1/2 years have been the best in our lives.

But I’ve Got Some Real Financial Obstacles

Can I afford to retire - Financial worry often gets in the way.

Yes you do, and believe me, I understand.  And they may seem really difficult.  But at the end of the day, it really comes down to what are you (and your husband or wife) willing to do to fix them?  If the solution is to reduce your living expenses, are you willing to consider several changes in your lifestyle?  These might include getting much more familiar with your kitchen.  And for sure you will have to reduce your total housing costs.  Will you be willing to consider a change of address?  How about a change of country?  My wife and I moved to Latin America.  You would be amazed at the difference in what everything costs here versus North America.  And as far as we are concerned our standard of living is very high.

If the solution is more income, what can you do to add to your retirement income other than continue working at your same job?  And no, I’m not talking about becoming a greeter at Walmart.  (Do they even have those any more?)  We got our expenses under control, and are now able to live on only our Social Security.  But we also want to do some extra things, including traveling around our new home country, and for that, we needed more income.  My job back in Houston was not wanted or available.  So I started looking around for something I could do from home.

Work from Home Should Sound Pretty Good

What I quickly found was that millions of people around the world are making money online every day.  And in many cases, “life-changing” money.  They are creating and posting videos on YouTube.  People just like you are selling products from companies and receiving commissions.  Some of your neighbors are doing paid advertising on Facebook, and other Social Media sites.  Some are even creating their own products and e-books and selling them through their own website.  And millions of others are doing what I am currently doing – Affiliate Marketing.  But don’t be fooled.  This is a real business that takes work and time to begin to achieve success.  Starting a successful online business is not “get-rich-quick”!  Therefore, anyone who tells you otherwise is a scammer and you should leave immediately.

And many of those people all around the world started their businesses after they asked themselves the question – “How can I afford to retire?”  One of the best parts about starting an online business as a retired person is that it doesn’t cost much to get started.  You probably already have most of what you need – a smartphone, desktop or laptop computer, and high-speed internet.  Oh, and you need your favorite couch or chair, or wherever you best like to sit.  Because you can do this business anywhere!

How Does Working From Home Help Me Afford to Retire?

Here is the short answer to that question.

  1. Build a website
  2. Create interesting content that attracts visitors
  3. Find exceptional products or services that people want to buy
  4. While on your site, they click your link and purchase the item
  5. You receive a commission
  6. Rinse and Repeat, over and over

It all starts with selecting a niche that you know something about and are interested in creating articles or videos about.  What is a “niche”?  In its simplest terms, a niche is a bunch of people looking for the same things.  Next is identifying your particular “target audience”.  In my case, my target audience consists of people retired or nearing retirement that realize they need to take action if they want to enjoy their retirement.  In that regard, I believe I am providing a valuable service to people very much like Paulette and me.

To Be Successful, Here is what you need

  1. Custom Banner - The Sky is the LimitWorld-Class Training
  2. Personal Coaching and encouragement
  3. State-of-the-Art tools for building and hosting a professional-looking, attractive website
  4. The number one keyword research tool on the planet
  5. A company who has helped hundreds of thousands of people do just what you’re about to do
  6. Access to the founders/co-owners who have 17 years of online business experience.

And where do you find all that at a price you can easily afford?  The best place to start any kind of online business is at Wealthy Affiliate!  This company has been helping people just like you start a successful online business since 2005.  They provide everything you need.  The training is very professional and complete.  There are live presentations, videos, and written materials, all online and easy to access.

Training is Awesome

There are two comprehensive training courses that will take you from knowing nothing about online business to having a website that is starting to attract visitors and beginning to make money.  And that is just the start of the training available.  Also, every week there is a live presentation about the most important issues.  This also has a live Q&A.  These sessions are very popular and contain valuable information for your business.  Click here to read my article about Wealthy Affiliate training.

The Affiliate Community is Incredibly Helpful

In addition, there is a wonderful community of over 100,000 fellow affiliates.  There are always many people online ready and willing to answer any question, any time night or day.  On many occasions, one of them has provided just the right answer, or suggestion, or idea that solved my issue and got me back on the right track.  It truly is amazing how valuable this group has become in my business.  Please click here to read my article on our affiliate community.

Jaaxy, the Best Keyword Research Tool

Keyword Research may be not be a familiar term to you.  A keyword is any word or phrase people type into Google or another search engine to find information.  It could be as simple as “Toyota”, and often more of a sentence such as “What are the best movies today?”  What Jaaxy does is enable its users to know important information about any keyword.  It helps us write articles that are popular and will attract visitors to read our content and possibly earn us a commission.  We simply could not be successful without such a tool.  And Jaaxy is acknowledged as the best one on the planet!  Click here to read my post on keyword research.

With 24-hour support for your websites, you can be sure any problem will be handled quickly by experienced web technicians.  And Carson and Kyle with their awesome team are constantly upgrading and improving the site.  Recently they added a new area to help identify and sign up for affiliate programs.  And a few days ago they made the announcement that their Video capabilities had a major facelift.  So you can see that Wealthy Affiliate is at the forefront of creating online businesses, and they intend to stay one step ahead.  There really is nothing like Wealthy Affiliate.

If you’re ready to find out more or open your account, please click here.  Or see the following table which lays out all the benefits as well as the differences between the Starter and Premium Memberships.  And there are other options available to reduce the annual cost.


Thanks for your visit, and I look forward to working with you inside Wealthy Affiliate.  Can I afford to retire?  Can you afford to retire?  I believe Wealthy Affiliate will make the difference and help us both answer YES!

Steve Tuggle

A native of Houston, Texas currently enjoying life in Medellin, Colombia

 

 

 

 

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